Credit analysis and lending management

This unit is designed to help you better understand the lending functions of banks, the types of lending products available to individuals and corporate borrowers, the credit origination process, qualitative and quantitative analysis to evaluate the creditworthiness of prospective borrowers, loan management and the principles of responsible banking. This unit will prepare you to become a credit analyst at banks or other lending institutions.

Active learning - This unit engages you in actively applying your knowledge, skills and attributes in interactive, collaborative and reflective activities.

Industry-based learning - This unit provides you with the opportunity to engage in industry-based learning to incorporate professional and industry experience into your studies.

Case-based teaching - This unit includes case-based teaching, where you apply your knowledge and engage in analytical and reflective thinking to solve complex contextual scenarios. Activities are often designed so that there is not one clear answer, but you need to work together to examine, analyse and make decisions to resolve the situation.

Minimum total expected workload to achieve the learning outcomes for this unit is 144 hours per semester typically comprising a mixture of scheduled learning activities and independent study. Independent study may include associated readings, assessment and preparation for scheduled activities. You are expected to complete all pre-class activities prior to your scheduled class, and post-class activities should be completed after your scheduled class. Learning activities may include a combination of teacher directed, peer directed and online engagement activities.